Icici Net Banking Safety

ICICI Net Banking provides customers with a fast, convenient, easy way to manage their finances without needing to step out of the home and visit a local branch. Such a convenience has made online banking one of the most popular features of internet banking, as customers feel they have more control over their accounts than they would otherwise have if needing to run errands on a regular basis.

However, the use of services such as ICICI Net Banking comes with the inherent possibility of a security problem, which can quickly become a rather serious issue when customers experience a fraudulent transaction. While such instances are relatively rare, banks still lose enormous amounts of money because of this type of problem, and work as much as they can to minimize the possibility of such an event.

Luckily, there are a few very easy steps which customers can take to reduce the likelihood of experiencing such a problem, and tend to be rather common-sense approaches which require no technical knowledge to execute. While banks update their security recommendations quite frequently, the most significant issues tend to remain the same, and do not require much effort to employ.

First, a customer needs to realize that his account information needs to remain protected at all times; this means it cannot be given away to anyone, as it can easily be used to gain unauthorized account access and perform unwanted transactions. It should certainly never be revealed to unexpected email solicitation or any other kind of request, as these are most likely fraudulent emails that exist simply to gain customer information for use in subsequent fraud. If an email requests any sensitive customer details, it is helpful to report this to the bank, who can then use this information to protect other customers from the same problem.

Also, these emails may contain links which appear to be the bank’s website, but simply mimic the appearance to trick customers into entering their account information into the site, which is then sent to the original sender of the email to use for fraudulent purposes. The simple solution is to ignore these messages altogether, report them if possible, and go about one’s day.

The best way to protect one’s password from inadvertent loss is simply to memorize it. If stored, it should be stored somewhere safe, and if lost, it should be changed as soon as possible. Many banks recommend changing the password periodically just in case it may have been revealed accidentally at some point.

It is also useful when logging in to ICICI Net Banking to avoid public computers, shared networks, or other public points of access which may have inadequate safety features, or might have some sort of malicious software which can be used to gain access to the account. If this is impossible, and a client can only log in from a shared computer, it is important to log out of the session every time, and to check in every once in a while to see if the activity on the account is normal.