A Decade Of Ulster Bank Anytime Banking

Ulster Bank was one of the first banks in Ireland to offer internet banking to its clients, allowing the type of access typically favored by the busy and lazy alike; since introducing the system over a decade ago, nearly 5 billion euros have been transferred through the service, indicating both the popularity and ease of use of such a system, which enables remote access, flexibility, or whilst-on-vacation management.

Designed to host a variety of services for clients to easily access their accounts, through a home computer, and, more recently, through mobile devices, Ulster Bank Anytime Banking allows for the convenience that has become standard among modern banking institutions throughout the modern world. One would be hard pressed to find a bank that did not offer such services, and the foresight of institutions such as Ulster Bank in catering to such a market have served the business in pleasing clients who prefer the autonomy of such features.

Though several banks still offer brick and mortar banking exclusively, these options are few and rather far between, sometimes quite literally, across countries or continents, as only the remote banks of developing nations continue in this manner. However, not all clients even in the modern world have migrated over to such a service, preferring to deposit and withdraw money in the manner they have chosen for their entire lives. However, Ulster Bank does claim that clients both young and old enjoy the service, including those in their eighth or ninth decades of life. For such clients the new system may be initially intimidating, but the ability to manage one’s finances from home remains unparalleled.

As for mobile banking, Ulster Bank has offered text message and phone banking for quite some time, though the preponderance of smartphones that has exploded in recent years leads many in the industry speculating that online banking apps will receive a significant amount of attention in the coming decades. As smartphone use increases, many clients will prefer using the app rather than a computer, or even the browser on the phone itself, as apps are more cleverly optimized for the size of the screen in use, its touch input system, and other reasons, on top of the simple fact that typing a website URL into a browser field can be skipped by pressing the app button.

As internet banking consumes the attention of many clients, certain banks are shuttering their doors altogether, cutting back on branches in favor of concentrating on this type of remote access, which has thus far led to several online-only banks succeeding rather remarkably, showing the potential popularity and viability of cloud banking. Whether or not banks choose to cater to this new market remains to be seen, though if the technological hurdles regarding online banking have already been breached, it is likely that the shift will be inevitable, in which case services like Ulster Bank Anytime Banking may serve as the only means of contact for most clients with their banks.